Hi again Fluffy,
Simple answer - there isn't one! Warning to those that are bored by such things - this is a fairly longish reply.....click away now you have been warned

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Ahh, now we get into the realms of controversy and tradition and this is where the pedigree including colour comes in to play.
Let's look at dorsal stripe first - the appearance of a dorsal stripe may be what is termed 'counter shading' which appears on foals before their first shed, it may also appear on the winter coat in some horses but then disappear in the summer coat. A true dorsal stripe will not fade or disappear regardless of the time of year.
Since 1987 the AQHA has classified a horse with a dorsal stripe as a dun and a horse without the dorsal stripe as a buckskin. This is also the way which the International Buckskin Horse Association (IBHA) defines the colours.
BUT this is opposite to the way they used to register these colors, so you may, for example, find pedigrees showing a dun horse siring a palomino foal from a chestnut mare - or dun factor appearing from lines where there appears to be no previous dun horses!
I would point you to the following selection of well written articles on this subject, penned by those who know far more than I:
http://www.justamere.com/newsletter/color.asphttp://www.equiworld.net/uk/horsecare/reproduction/colour03.htmhttp://www.wbhaonline.net/Dun_Factor.htmhttp://www.horsecolor.com/dilutions/cream/index.htmLet me give you a real example of a 'dun' horse - who is sired by a dun horse out of a palomino mare who was sired by a buckskin horse out of a bay mare.
That in itself shows there are NO hard and fast rules here, it is all down to percentages and chance. Using the standard dilution equation, a Ccr gene (carried by the sire) when over a bay would usually produce a buckskin - but in this instance it produced a palomino (a 3% chance according to research).
Put this mare with Ccr gene to a Dun stallion (homozygous -meaning he has only thown dun foals 16 now) and you have a 25% of a red dun, 25% chance of a Dunalino (palimino colouring with dun factors, 18% chance of a classic dun (like the dad), 18% chance of a Dunskin (creamy golden body, dark mane and tail and dun factor), there are smaller percentage chances of getting black dilutions too, but I wont bore you any longer than I have to.
Currently, you can colour test for the presence of only Red Factor, Agouti, Cream gene and Silver Gene - you can also test for presence of colour modifying patterns such as Tobiano and Sabino. There is currently no test for the Dun gene. We have recently sent off the hair from this boy to see exactly what he carries as we would like to know.
So, you are right to be confused about colour, it can be a very confusing subject. You can make 'educated' guesses but the only real way to tell is to have the hair tested by a lab - either UCal Davis or Avian Biotech who test in this country.
If you are enquiring about a specific horse I would be happy to look at photos and if you give me the pedigree I can give you an opinion. I know of at least two mares in this country who are registered as Buckskin but are, in fact, dun based on their markings and their pedigrees. These mistakes occur due to a basic misunderstanding of the terminology and, as referred to earlier, by the changes in classification of the colours by the registering authorities. If you really want to know, send off the hair, pay ?16 and find out if your horse carries the cream gene and go from there!!
Below is a bit of fun, it is a link to a percentage calculator as a 'foal colour predictor' but beware - it may throw up more questions than it answers!! ;D
http://www.horsetesting.com/CCalculator1.aspJude